Current 5 Gram Gold Necklace Price Guide in 2026

The 5 gram gold necklace price in India is about ₹78,000 to ₹83,000 for 22K gold. An 18K necklace of the same weight costs about ₹64,000 to ₹68,000. Both ranges use example rates of ₹14,000 per gram for 22K and ₹11,500 for 18K. They also include making charges of 8 to 15% and 3% GST on the full bill.

Rates move every business day, though, so treat these figures as a starting point. With a ₹70,000 budget all-in, a 22K piece lands closer to 4.3 grams. At that budget, a full 5 grams is realistic in 18K.

What Decides a 5 Gram Gold Necklace's Final Bill

Every honest gold bill splits into three lines. First comes the gold value, which is net weight times the day's rate for that karat. Next come making charges, the jeweller's fee for crafting the piece. Finally, GST at 3% goes on top of both.

"5 gram" is also a label, not an exact weight. So a necklace tagged "5 gram" may read 4.8 g or 5.3 g on the scale. You pay for the exact weight printed on the bill, usually to three decimal places.

5 Gram Gold Necklace Price Today: 22K vs 18K Table

Here's what the gold alone costs at nearby weights. Making charges and GST come in the next sections.

For reference, the IBJA rate for 916 (22K) gold was ₹14,046 per gram on 22 September 2026.

The India Bullion and Jewellers Association (IBJA) polls bullion dealers, refiners and jewellers twice each business day. IBJA's note on how its benchmark rates are set says they appear around 12:05 PM and 5:05 PM. They exclude GST. Your local shop's rate can differ slightly from this benchmark.

So yes, the price of a 5 gram necklace changes every day. Each ₹100 move in the per-gram rate shifts the gold value by ₹500. For a 5 gram gold necklace price in Kolkata, start with our gold rate in Kolkata today page. Then multiply that rate by the net weight.

Making Charges on Light Necklaces: What's Fair

Gold necklace making charges in India are where two shops' quotes for the same 5 g piece split. For plain lightweight chains, 8 to 15% of gold value is the range commonly quoted as of September 2026. Heavy bridal necklaces often carry 20 to 25%, because they need far more handwork. Many price guides apply that bridal range to every necklace, which inflates the estimate for a 5 g piece.

Percentage Quotes vs Flat Per-Gram Quotes

Some jewellers quote making as a percentage, while others charge a flat amount per gram. To compare them, convert both into rupees. For example, 12% on ₹70,000 of gold is ₹8,400. A flat ₹1,500 per gram on 5 g works out to ₹7,500.

Also watch for a separate "wastage" line. Some bills add it on top of making charges. Ask whether it's already included, and get the answer in writing.

Where Your Making Charge Should Sit in the Range

A plain chain with machine-made links belongs near the low end. Hand-finished motifs, filigree work or a stone-set pendant push the charge higher. If a simple 5 g chain gets a bridal-style quote, ask the jeweller to explain it.

How to Calculate the Price After GST, Step by Step

GST on gold jewellery is 3% of the full transaction value. The CBIC's GST FAQ for the gems and jewellery sector confirms this rate. It applies whether or not making charges appear as a separate line. Some websites say making charges attract 5% GST on a shop purchase. In fact, that 5% applies to job work between businesses, not to your bill.

Here's the full math for a 5 g, 22K necklace at 12% making:

That's the full 5 gram gold necklace price after GST. At 8% making, the same piece comes to ₹77,868. At 15%, it reaches ₹82,915. An 18K version at 12% making totals ₹66,332.

Got a real quote in hand? Our gold necklace price calculator runs these same steps. Enter the day's rate and the making charge you were offered.

22K or 18K for a 5 Gram Necklace: Price and Gold Content

22K gold is 91.6% pure and carries the mark 916. By contrast, 18K gold is 75% pure, marked 750. That means a 5 g necklace in 22K holds about 4.58 g of pure gold. In 18K, it holds 3.75 g.

At the example rates, the 22K piece costs about ₹14,400 more all-in. For that money, you get more gold and a deeper yellow colour.

18K earns its place in fine designs, though. The extra alloy makes it harder, so thin links hold their shape better. A solid, simple 5 g chain works well in 22K. For very fine links or open motif work, 18K is usually the safer pick.

Is a 5 Gram Necklace Strong Enough for Daily Wear?

Yes, if it's built well. At this weight, construction matters more than the number on the scale. Check these four things before you buy:

• Solid or hollow links. Hollow pieces look chunkier for their weight, but they dent easily and are hard to repair.

• Length. The same 5 g spread over 24 inches gives thinner links than over 18 inches.

• Clasp and jump rings. Thin chains often give way at the small ring beside the clasp.

• Pendant weight. Keep any pendant clearly lighter than the chain carrying it.

For daily wear, simple shapes last longest. Box, curb and cable chains handle everyday friction well. A short necklace with one small motif also suits office wear.

If you want a fuller look, choose a shorter length rather than a hollow chain. For light weight gold necklace designs beyond 5 g, our lightweight necklace weight guide compares the 5 to 10 g band. You can also browse current designs in our gold necklace collection.

5 Gram Chain, Pendant Necklace or Mangalsutra: Prices

A 5 gram gold chain price follows the same formula, but it usually lands lower. Plain links need less handwork, so making charges sit near the bottom of the range. At 8% making and ₹14,000 per gram, a 5 g 22K chain comes to ₹77,868. See current options in our ladies gold chain collection.

A necklace, by contrast, is a finished design, such as a motif piece or a short collar. It usually costs more to make than a chain of the same weight.

You can also get a 5 g necklace with a pendant. Just ask whether 5 g means the chain alone or chain plus pendant. For instance, a 4 g chain with a 1 g pendant also adds up to 5 g.

A 5 gram gold mangalsutra is priced on its net gold weight. Since the black beads aren't gold, they shouldn't be billed at the gold rate. Our 22Kt gold mangalsutra price guide covers designs and costs.

For gifting, the 5 gram gold necklace price runs roughly ₹64,000 to ₹83,000 at the example rates. Ask for a gift bill that still shows the HUID, so the recipient can verify it later.

How to Check the BIS Hallmark and HUID Before You Pay

Yes, a 5 g gold necklace must carry a BIS hallmark. The Bureau of Indian Standards' hallmarking FAQ for jewellers exempts articles under 2 grams. A 5 g necklace sits well above that line. The rule covers districts under the mandatory hallmarking order. Jewellers with turnover up to ₹40 lakh a year are also exempt.

On the clasp tag or a nearby link, look for three marks. You should see the BIS triangle, a purity mark such as 22K916, and a 6-character HUID code. HUID stands for Hallmark Unique Identification, a code unique to each piece.

Next, enter the HUID in the government's BIS CARE app. It should show the purity and the jeweller's details. If the app result doesn't match the piece, don't buy it. For more on reading these marks, see our guide to hallmark gold vs BIS gold.

What a 5 Gram Necklace Is Worth When You Sell or Exchange

Jewellers value old gold by weight and tested purity at the day's rate. Making charges and GST usually don't come back.

In the 22K example above, ₹10,752 of the ₹80,752 bill is making and GST. That's about 13% you shouldn't expect to recover.

So is a 5 gram gold necklace a good buy? As jewellery you'll wear often, yes. As a pure investment, the making charges work against you. Nobody can promise where gold prices will go next.

At Biswakarma Jewellery Shilpalaya, most purchases aren't refunded. Instead, our refund and exchange policy lets you use the bill amount toward another piece.